Tools to Help You Build and Manage Your Wealth
When you pair technology with the expertise only a professional offers, you can maximize the benefits. Just like when you use money monitoring apps while simultaneously consulting with the experts at Benedetti, Gucer & Associates.
The impact of technology in our daily lives is palpable and ever changing. As generations now grow up with smartphones and tablets in hand almost from birth, society faces a new set of challenges. How do we embrace these technological advancements and maintain our humanity in the process? How do we connect via social media without shunning the act of actually being social with one another? And how can technology help us maintain and uphold virtues and values which we have always held dear? The answers to these questions are being debated by thinkers across the globe, but one thing is sure, technology, with all its faults, offers us the ability to streamline important everyday tasks.
There is an app for almost every conceivable desire; be it a hobby, a game, a way to keep yourself organized, or a manner of connecting with new and old friends. If you are looking for a ride to a nearby festival, you can summon an Uber with the touch of a button. If you want a recipe for the four ingredients that you have stocked in your pantry, an algorithm has been written to walk you through the preparation of a delicious meal. If you owe your neighbor $20 for mowing your lawn while you were on vacation, a tap or swipe will transfer funds from one bank account to the next. This sort of power and efficiency, if utilized correctly, can be a great benefit. Take for example the ability to monitor and manage your finances. Having the capability of just touching a screen a couple of times to check your credit score, maneuver funds, and make trades on the stock market opens up a pantheon of possibilities.
The convenience and ease of money-related apps are a great addition to one’s financial arsenal.
Here are three apps to help you manage your personal wealth:
- Mint is a free smartphone application for apple or android devices, and it allows you to manage budgets, pay and track your bills, and check your credit score all in one place.
- Acorns is an app which helps you invest spare change by rounding up your purchases to the nearest dollar amount, then allowing you to use the accumulated change to invest in the market.
- You Need a Budget (YNAB) is the ultimate app for managing a budget. It allows you to view expenditures in real time and also helps you allocate funds to fit a personalized and pinpointed budget to fit your needs and desires.
As fantastic and helpful as technology can be, it does have its limitations, which is why it is often wise to consult an actual financial professional, like the experts at Benedetti, Gucer & Associates (BGA). BGA is a boutique wealth management firm based out of Atlanta, Georgia. They have a long track record of helping their clients build diversified, risk-adjusted portfolios using a mix of both traditional and alternative asset classes. Benedetti, Gucer & Associates is a Registered Investment Advisor. This means they are legally bound to act in the best interests of their clients, and to disclose any potential conflicts of interest. Not all financial advisors are held to this same standard of care.
Benedetti, Gucer & Associates is led by two financial veterans who have proven that integrity, honesty, and hard work can set you apart both personally and professionally. Bob Gucer and Jaime Benedetti have worked their entire careers to maintain a positive reputation among their peers and their clients. Members of the BGA team possess a broad range of designations ranging from Certified Financial Planner™ to Certified Public Accountant. In fact, Jaime is a Certified Financial Planner™, and Chartered Retirement Planning Counselor® and Bob is a Certified Financial Planner, Chartered Retirement Plan Counselor, and Chartered Financial Consultant®.
Bob Gucer is one of the managing partners of BGA.
If you are already taking advantage of technology to help you make better financial decisions, make sure you also take the step of booking an appointment with a reputable financial advisor. While technological advancements can be an incredible aid when it comes to managing finances, nothing can compare to the one-on-one planning and individualized advice that a financial consultant can provide, like those who work at Benedetti, Gucer & Associates.
The views expressed represent the opinions of Benedetti, Gucer & Associates and are subject to change. These views are not intended as a forecast, a guarantee of future results, investment recommendation, or an offer to buy or sell any securities. The information provided is of a general nature and should not be construed as investment advice or to provide any investment, tax, financial or legal advice or service to any person.
Additional information, including management fees and expenses, is provided on Benedetti, Gucer & Associates’ Form ADV Part 2, which is available upon request.
The use of the term “RIA” does not imply a certain level of skill or training.
The Five Star program is the largest and most widely published wealth manager award program in North America. The research process for the Five Star Wealth Manager firms and peers nominate award candidates. Award candidates are evaluated against 10 objective criteria to determine the Five Star Wealth Managers in more than 40 major markets. These ratings should not be construed as an endorsement of the adviser by any client nor are they representative of any one client’s evaluation.